Money Saving Tip: Build a Stockpile
One of the most effective ways I have found to cut our budget is through saving money on our grocery budget. One of the techniques I use is building a stockpile, also known as the buy ahead principle. What this means is that when groceries or other regularly used items are significantly cheaper than normal, I buy enough to last me a few months. In my home, I try to never ever pay retail for anything!
For example, a few weeks ago Harris Teeter had their Colgate Total toothpaste on sale for $2.50 per tube. It was also super double coupon week and I had $1 coupons. After coupons and the sale, I paid only $.50 per tube for Colgate toothpaste. Also last week and this week, CVS had their Crest Pro Health toothpaste on sale for $2.99 and you got back a $2 Extra Care Buck (ECB). I also had $.50 and $.75 coupons for the toothpaste. After the sale, ECBs, and coupons, I paid $.25-$.50 per tube. Did I need five tubes of toothpaste right now? Of course I didn’t. But I know that over the next year my family will need the toothpaste. I also know that soon I will be filling shoeboxes for Samaritan’s Purse and our church is always collecting food and toiletries for the needy. This allows me to get toothpaste for my family and others for less than the price of one tube at regular price.
As you can see in the picture above, I have over 10 bottles of laundry detergent. I don’t plan on doing 300 loads of laundry this week, but I couldn’t resist stocking up because of the deal I found. Some of the bottles were buy 1 get 1 free and I had coupons. Many of the bottles cost me than $1 per bottle.
I have heard others say before that they can’t afford to stockpile; that they only have money for the things that they need that week. What they don’t truly realize is that when you stockpile, you can make your grocery budget go further and have more supplies on hand.
If you still say you can’t afford to stockpile, then I suggest that you start small. A stockpile isn’t built overnight anyway. Allow yourself an extra $5 or $10 to try to purchase things while they’re at rock bottom prices so that you won’t have to purchase them later. For me, an example of this would be when I purchase canned tomatoes. I know that I’m going to need canned tomatoes. I know that Target has the cheapest prices on them. So, when I visit Super Target, I purchase 6-12 cans. The amount I purchase depends on my stockpile at home. And if you’re getting items for free or almost free (with sales and coupons) that will only allow your grocery budget to go that much further so that you can cut your grocery budget or purchase other things your family needs.
Stay tuned for more tips on stockpiling. Do you stockpile groceries?
images (c) Karen Weideman
August 11, 2010
Money Saving Tip: Always Compare Prices
When shopping for groceries, normally you would think that store brand groceries would be a lot less expensive. This is not always the case. It is always important to compare prices and I’ll show you why.
The White House brand 6-pack of applesauce is $1.76.
The Wal-Mart or Great Value brand 6-pack of applesauce is $1.92. That’s about 8% more than a major leading brand.
Here we have some examples of yogurt.
The Dannon 32 oz container of yogurt is $1.96.
The Yoplait 32 oz container of yogurt is $2.14.
And the 32 oz container of Wal-Mart yogurt is $2.28, which more than any of the other two leading brands!
Many people assume that the generic/store brand will be less expensive than other brands and so they automatically grab the store brand products. As you can see here, store brands are not always cheaper. And I have to tell you folks, these are just two examples. I have seen many other products done this way.
If you’re a coupon user, you can get the leading brands for even less money when you use your coupons. I frequently receive coupons for $.50 off the large Yoplait yogurt. You can’t get coupons for store brands, which means there’s even less savings.
Today a friend of mine posted a facebook link to this story, Wal-Mart Quietly Raises Prices. Honestly, I had originally planned to title this article, “Watch for Rising Prices at Walmart” but decided to make this more of a money saving tip about comparing prices, no matter where you shop. I will say though that I have done less and less grocery shopping at Wal-Mart during the past year. It is so much cheaper for me to shop the grocery store sales for items that our family frequently uses. I also try to stock up during triple coupon and super double coupon sales.
Have you found store brands to be more expensive than other brands?
July 30, 2010
Our Thrifty Luau Party
My two youngest children’s birthdays are in the month of July. For now, while they are young, we combine their parties into one. (FYI: They are also best friends.) It also works out to combine the parties because some family members drive a few hours to attend. Sorry if you didn’t need to know all of that. The information just helps to set up the story behind all of this. 
With a combined party, I try to come up with a theme that will work for both of them. One year we did Dora and Diego. Another year we did the princess and the frog. This year it was a luau. The luau theme was decided because the kids wanted to have a pool party. And who doesn’t like a pool party?
A few months back I found these nice beach themed supplies at Walmart. The large plates, napkins, and small plates were on clearance for only $.50 per pack for a set of 20. At Walmart I also found a box of 30+ leis on clearance for $3.
Later I found some luau straws at Walmart for about $2.50. They had little flowers around the top. For music, I found a two-pack of Luau cds at Walmart for $5. Yes, Walmart was my go-to store for the party theme.
As I mentioned in an earlier post, one of the way I cut back on the party expense is to make my own cake/cupcakes. I surf the internet looking for ideas of easy things that I can do. I ended up making these cute beach/luau themed cupcakes using miniature Teddy Grahams, fruit rolls ups, candy, and tiny umbrellas. I even found a $1 tear-off coupon for the Teddy Grahams at Food Lion. You can see more pictures of the luau themed cupcakes and also some links to other luau/beach themed cakes and cupcakes.
Of course, a Luau needs to have a cookout. As you probably know, July is the time to get cookout supplies on sale.
Here’s approximately what I spent on this party:
- paper plates, napkins, leis, table cloths, straws - $9
- luau cds – $5
- cupcake supplies (I made two batches.) – $9
- hotdogs and buns – $10
- chili - $0 (my aunt brought this)
- potato salad – $0 (my aunt brought this)
- chips – $3 (bogo)
- veggies (carrots, cucumbers, celery) and dip (used triple coupon sale for the dip)- $4
- sodas – $3
- pasta salad – $3
All in all, I spent less than $50 on everything and fed lots of people, plus we had leftovers to eat. By taking advantage of clearance deals, July cookout savings, making the cupcakes myself, and taking advantage of other sale promotions, I was able to give a nice party for a small fraction of what others might have paid.
How do you save money when throwing a party?
July 17, 2010
Easy Do-It-Yourself Luau/Beach Cupcakes
We had a birthday party yesterday for my two youngest. Both of their birthdays are in July and because they are still young, we have a joint party for them. Now that we have a pool, it seemed like a good idea to have a swim party. With that came the luau theme.
You all know that I’m not about to go out and pay $50 for a cake, so each year I surf the internet looking for easy ideas that I can do myself. I found ideas for a beach theme, flipflops, palm trees, pineapples, and more. These teddy bear cupcakes drew my attention though. They looked kid friendly and fun.
For these cupcakes I cheated a bit. I didn’t make homemade icing. I simply bought the vanilla icing in a can and added a few drops of blue food coloring. I found the food coloring made the icing a little runny, so I put it in the freezer for a few minutes.
For these, I put icing on the cupcakes and used crushed graham crackers for the sand. Also used were miniature Teddy Graham crackers, fruit roll ups for beach towels and rafts, tiny paper umbrellas (found these at Hobby Lobby), sour gummy Lifesavers for tubes, and Lemon Heads for beach balls. You could use gum balls instead for the beach balls, but I already had the Lemon Heads.
Here are a few more pictures. Sorry for the poor quality. I was in a hurry because the party was starting.
Other luau cake ideas:
Luau Party Cupcake with umbrella
Shark and Beach Cupcakes from Martha Stewart
Palm Trees/Beach cupcakes from Cake Central
Palm Trees, Pineapples, and Flower cupcakes
Hawaiian Luau cupcakes/cake
Flip Flop Cake from Better Homes and Gardens
Flip Flop Cake from Better Crocker
Enjoy!
images (c) Karen Weideman
April 9, 2010
5 Tips for Using Leftover Candy
We have a candy basket at our house. Every now and then it gets full and I have to clean it out. I find candy from Halloween, Christmas, Easter, and any other holiday inbetween. Truthfully, I don’t buy much of the candy. It trickles in from school, Sunday School, church activities, and it multiplies somehow.
Here are some tips for using up your leftover candy:
1. Use your candy to decorate cupcakes, cake, cookies, or as an ice cream topping. This week the kids are out of school. We made cupcakes and I let them help decorate them. We pulled out the candy basket. Some of the cupcakes have conversation hearts on top. We even opened some pixie sticks and sprinkled it on like it was colored sugar.
2. Take the candy to a group gathering. If I want to get rid of my candy quickly, I just take it to the youth group at church. It will be gone in one meeting. I’ve sent some in to Sunday School classes and brought some to my small group. You could also put a bowl on your desk at work or put it in the breakroom.
3. Give it to the needy. Send your candy to the local food bank. To help out, you could put it into little ziploc bags before you take it. They could easily stick a small bag of candy into each family’s box.
4. Put it in your cake batter or make ice cream. Have you ever had Snickers ice cream, Milky Way ice cream, or Butterfinger ice cream? I know someone that likes to make her own ice cream and these are some of their favorites. You can also cut up chocolate pieces and put it in to your batter. For more information, do an internet search for recipes.
5. Use it for shoeboxes for Samaritan’s Purse. Each year, our family puts together a few shoeboxes for Operation Christmas Child. I try to include a zipper baggie with a little candy inside. I usually don’t have to purchase any candy to do this. I just search through our candy basket and I can find lollipops, gum, and other hard candy.
What tips do you have for using leftover candy?
image (c) Karen Weideman
